Consumer advisory : APRs range from 4.99% to 11.99% for qualified consumers. Rates, loan amounts, repayment terms, and fees vary by lender and applicant.

Harborline Lending

Terms & Conditions

Please read these Terms & Conditions carefully. By accessing or using the Harborline Lending website, submitting a loan request, or using our referral service, you agree to be bound by these terms. If you do not agree, please do not use the website or submit information.

Important Service Disclosure

Harborline Lending is an independent loan-matching and referral service, NOT a lender, bank, creditor, or financial institution. Harborline Lending does not make credit decisions or determine loan approval, interest rates, APRs, loan amounts, repayment periods, fees, or funding.

1. Our Service

Harborline Lending provides a loan-matching and referral service designed to connect consumers with participating third-party lenders. Submitting a request does not guarantee that you will receive a loan offer, approval, specific loan amount, APR, repayment term, or funding from any lender.

2. Lender Terms

Participating lenders independently determine credit eligibility, approval status, interest rates, APRs, loan fees, repayment terms, and funding timing. You should carefully review the participating lender's full agreement and disclosures before accepting any loan offer.

3. Loan Information

Interest rates, loan amounts, repayment periods, fees, and availability vary by lender, state, and applicant qualifications. Harborline Lending does not promise or guarantee the lowest rate, best terms, guaranteed approval, or guaranteed funding.

4. User Information

You must provide accurate, current, and truthful information when using our website and services. You agree not to submit false or misleading information or submit data on behalf of another individual without legal authorization.

5. Communications

By submitting a loan request, you consent to receive communications from Harborline Lending and participating lenders via email, telephone, or SMS where applicable and legally permitted. You may opt out at any time by following the applicable opt-out instructions included in those communications.

View Privacy Policy

6. Privacy Policy

Your personal information is collected, stored, and processed according to the Harborline Lending Privacy Policy. We maintain electronic safeguards to protect consumer data.

7. Third-Party Services

Participating lenders and other third parties have separate terms and conditions, privacy policies, and loan disclosures. Harborline Lending does not control and is not responsible for the products, terms, or services offered by third parties.

8. No Guarantee

Harborline Lending does not guarantee credit approval, loan availability, specific interest rates, repayment options, or funding, nor do we guarantee that a lender will make an offer.

9. Website Use

You agree to use this website solely for lawful purposes. Unlawful activity, fraud, misuse of forms, unauthorized access, or submitting false information is strictly prohibited.

10. Disclaimers & Limitation of Liability

Harborline Lending provides this referral service on an as-is basis. Harborline Lending is not responsible or liable for lender decisions, credit evaluations, loan fulfillment, or actions by third-party services, subject to applicable law.