Consumer advisory : APRs range from 4.99% to 11.99% for qualified consumers. Rates, loan amounts, repayment terms, and fees vary by lender and applicant.

Legal & Transparency

Privacy Policy

This Privacy Policy explains how Harborline Lending collects, uses, shares, and protects consumer information when using our loan-matching referral platform.

Harborline Lending is an independent loan-matching and referral service, not a lender, bank, or creditor. We do not make credit decisions, issue loan approvals, or set interest rates, loan terms, or fees.

Information We Collect

We collect personal and financial information that you provide when submitting a loan request or pre-qualification form on our website. This includes your name, contact details, physical address, employment information, loan amount and purpose, and bank-related information necessary to complete the matching request.

In addition, we automatically collect technical device and usage data, such as IP address, browser type, operating system, pages viewed, and access timestamps through cookies and similar tracking technologies.

How We Use Your Information

Information is used primarily to process your loan request and connect you with participating third-party lenders in our referral network. We also use data to communicate regarding your request, maintain website operations, enhance security, prevent fraud, and comply with legal requirements.

How We Share Information

When you submit a loan request, we share your submitted information with participating lenders and loan referral partners who may evaluate your eligibility. We may also share data with technology vendors, analytics providers, and service providers assisting our operations.

Third-Party Lenders and External Sites

Participating lenders maintain independent privacy policies, underwriting guidelines, and terms. Harborline Lending does not control and is not responsible for the privacy practices, loan approvals, rates, terms, or funding decisions of third-party lenders or external websites.

Communications and Consent

By submitting a request, you consent to receive communications regarding your loan inquiry from Harborline Lending and participating lenders via telephone, email, and SMS where permitted by applicable law. You may opt out of promotional communications at any time.

Data Security and Retention

We implement administrative, technical, and physical safeguards designed to protect personal data against unauthorized access, loss, or misuse. However, no transmission over the internet can be guaranteed completely secure. We retain personal data for as long as necessary to fulfill referral services, resolve disputes, enforce agreements, and meet legal obligations.

Cookies, Analytics, and Children's Privacy

Cookies and web beacons help optimize site performance, analyze traffic, and support advertising efforts. Our website is not intended for individuals under 18 years of age, and we do not knowingly collect personal information from children.

Consumer Privacy Rights and Policy Changes

Depending on your state of residence, you may have statutory rights to request access, deletion, or correction of your personal data, or to opt out of certain data sharing. We may update this Privacy Policy periodically, posting revised versions with an updated effective date.