Consumer advisory : APRs range from 4.99% to 11.99% for qualified consumers. Rates, loan amounts, repayment terms, and fees vary by lender and applicant.

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Your Path to Financing

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Tell Us Your Needs

Get Matched

Compare & Choose

Complete our secure online form with basic information about your financing needs. The process is designed to be quick and straightforward.

We may connect your request with participating third-party lenders based on the information you provide. Pre-qualification may use a soft credit inquiry that does not affect your credit score.

If you decide to proceed, you will work directly with the selected lender. The lender determines approval, final terms, fees, and funding..

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eligible, you may receive loan options from participating lenders. Review the available rates, repayment terms, fees, and other conditions before deciding whether to proceed.

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— Lending Disclosures

Personal Loan Terms & Cost Disclosure

Personal loans available through participating lenders may have different loan amounts, repayment periods, APRs, and fees. The following information applies to the personal loan products advertised on this website:

Repayment Terms
Interest Rates
Representative Cost

Loan Duration

Annual Rates (APR)

Example Calculation

Minimum repayment period: 91 days. Maximum repayment period: 60 months depending on participating lender offer.

APRs range from 5.99% to 35.99% maximum, dictated by credit standing, income verification, and lender criteria.

A $10,000 loan over 36 months at 11.99% APR yields 36 monthly payments of $332.08, for a total payout of $11,954.88.

Harborline Lending is an independent loan-matching service. We do not charge consumers a fee for submitting a loan request or checking available loan options.

Fees & Costs

Participating lenders may charge fees associated with a loan. Any applicable lender fees, finance charges, origination fees, late fees, or other costs will be disclosed by the lender before you agree to the loan.

Always review the lender's complete loan agreement and disclosures before agreeing to any loan offer.

Personal Loan Options for Different Needs

Personal Loans

Debt Consolidation

Personal loans may be used for eligible expenses such as unexpected costs, major purchases, home improvements, or debt consolidation. Available loan amounts, rates, fees, and repayment terms vary by participating lender and applicant.

Some participating lenders may offer specialized debt consolidation options to help combine multiple high-interest debts into a single, structured monthly payment.

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Secure Information Handling

Clear Loan Information

Soft Inquiry Pre-Qualification

We use reasonable security measures designed to protect information submitted through our website.

Review applicable APRs, repayment terms, fees, and lender conditions before accepting a loan.

When applicable, pre-qualification may use a soft inquiry that does not affect your credit score. A hard inquiry may occur if you proceed with

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Ready to Compare Your Loan Options?

Checking available pre-qualified options is free and may use a soft credit inquiry that does not affect your credit score. If you choose to proceed with a lender, a hard inquiry may be required depending on the lender's process.